William Manchenton - Coldwell Banker Residential Brokerage



Posted by William Manchenton on 8/11/2020

Photo by: Will Malott via Unsplash

When it comes to buying things for the home, the air conditioning unit is not the most intriguing. But it is one of the essential components. Choosing the right A/C unit may be the difference between utmost comfort and sizzling heat. Determining the right type of air conditioning unit and how to measure for it will help you find the ideal one for your home.


Types of Air Conditioners

Before you buy an A/C unit, you need to know which type is right for your home. Air conditioning units come in varied sizes, shapes, and prices. Below are four types to consider when shopping around.

Central Units: This kind of A/C pumps cooled air from a split unit into an entire home via duct work. Although it is expensive, it is more energy efficient. If your home already has duct heating, this is an excellent choice for you.

Window Units: A window unit sits on a window sill and pumps cool air inside a room and forces warm air outside. They are great for keeping single rooms cool, but in a larger home you may need several to keep the temperature comfortable.

Through-the-Wall or Mini-Split Units: These systems attach to an exterior wall with the compressor and condenser portions of the unit on the outside and the controls and airflow on the inside. These come in various shapes and sizes. Some are meant for installation below a window while other designs allow for overhead placement.

Portable Units: This type is ideal if you have limited space and want to move from room to room with ease. If you are conscious about home decor, portable units are very sleek-looking. Some portable units utilize a hose to eject hot air outside a window while others simply recirculate the air within the room.


Things to Consider When Choosing an A/C Unit

Once youve narrowed down the type of system, choosing the right A/C unit is not difficult. Below are the items to check when selecting the perfect A/C unit for your home.

Capacity: When it comes to choosing the right A/C, it is vital to pick the correct size. Picking the right size does not mean the physical size of the A/C unit but for the output of your home. Generally, air conditioner sizes measure by BTUs (British Thermal Units) for window, wall or portable units or by the ton for central-duct units. To know the right size for your home, you need to know the square footage. For a BTU system, 8,000 BTUs will cool 350 square feet and 1,2000 BTUs will cool 550 square feet. For centralized systems, you add one ton for every 600 square feet of your home. That is to say, if a home has 3,000 square feet and you want to cool the entire house, purchase a 5-ton air conditioner unit. Figure out the size of your home and choose an A/C unit that is the ideal size based on tons.

Energy Efficiency: Now that you know the size of the A/C unit, its time to think about energy efficiency. Energy efficiency may be complicated, so its best you consult an HVAC professional for expert advice. Choosing a more efficient A/C unit saves money, and its eco-friendly.

Features: Some A/C units come with better features than others. Check for features such as smart thermostats, auto delay switches and fan-only options before buying an A/C unit for your home.

Warranty: Before you buy, double check the warranty of the A/C unit to make sure any foreseeable malfunctions are covered. Some warranties only cover parts like the condenser or the pump while others cover labor and parts if the unit becomes faulty.

For expert advice on finding your perfect air conditioning unit, have an energy efficiency inspection done for your home, or consult an HVAC professional.




Categories: Uncategorized  


Posted by William Manchenton on 8/4/2020

Photo by Peter Fazekas from Pexels

Whether you are relocating to follow a dream, start a new job or simply have an adventure, cross-country moving requires careful planning and consideration. Moving across the country comes with a unique set of challenges, so it is important to prepare well in advance. Below are some tips to help you simplify a cross-country move. 

1. Get organized. 

Moving across the country is no small feat, and many things must be handled before your journey can begin. Purchase a planner to use specifically for the move, and keep yourself organized at all times. Follow your schedule carefully so you don't miss anything. 

2. Hire a moving company. 

If you are simply moving down the street or to the next town over, you may be able to handle the entire process on your own. However, a cross-country move typically requires professional assistance. Consider hiring a moving company to help you transport your belongings safely to your new home. Remember to request estimates from multiple companies so you can be sure you are getting the best deal. 

3. Downsize before you go. 

The fewer items you need to move across the country, the easier and more affordable your move will be. Before you begin the process of moving, take the time to go through your belongings and get rid of anything you no longer want or need. Consider having a moving sale or simply donating unwanted items to a local charity. 

4. Prepare for your arrival. 

Before you arrive at your new home, you will need to schedule utilities to be turned on, internet service to be connected, television service installation and other such appointments. Scheduling these appointments in advance ensures that you don't have to wait any longer than necessary for the services you need.  

5. Purchase moving insurance. 

When you are moving your belongings a long distance, many things can go wrong. Purchase moving insurance to give yourself peace of mind, as well to protect against significant financial losses related to the move. 

6. Go with the flow. 

Even with the best planning and scheduling, it is impossible to anticipate every possible scenario you will encounter during a cross-country move. Whatever happens during the process, do your best to remain calm and solution-oriented. 

Moving to a new home can be stressful, especially when your new home is far away. However, by following these tips and planning in advance, you can avoid many of the common pitfalls of a cross-country moves. 





Posted by William Manchenton on 7/28/2020

Home sellers sometimes struggle to stir up interest in their residences. Fortunately, there are lots of things you can do to help your residence capture buyers' attention, such as:

1. Craft an Engaging Home Listing

A home listing should engage and inform buyers. Otherwise, an ineffective listing may make it tough for a seller to effectively promote his or her residence to the right groups of buyers.

To craft an effective home listing, it is important to consider the buyer's perspective. Think about why you purchased your home in the first place, and you may be able to identify unique property features that you can highlight in your listing.

Also, ensure your home listing is clear, concise and easy to understand. You may want to incorporate high-resolution images of your home into your listing as well.

2. Boost Your Home's Curb Appeal

As a home seller, it is crucial to upgrade your house's curb appeal. Because if your home makes a positive first impression on buyers, you could speed up the property selling journey.

To bolster your house's curb appeal, you should mow the lawn, trim the hedges and perform other lawn care tasks. You may want to repair or replace any cracked or damaged home siding, too.

For those who want extra help with home exterior upgrades, you can always hire local contractors. In fact, these professionals will streamline the process of upgrading your house's curb appeal.

3. Eliminate Clutter

If your home is loaded with a wide array of personal belongings, you may want to remove these items. That way, you can help buyers envision what life may be like if they purchase your house. You also can show off the full size of your residence during open house events and home showings.

Cutting down on clutter can be simple. If there are items you no longer need, you can donate them to a local charity, sell them at a yard sale or online or give them to family members or friends. Conversely, if there are items that are broken or damaged, you can safely dispose of them.

As you get set to promote your residence to buyers, it often helps to have an expert real estate agent at your disposal. A real estate agent understands the ins and outs of the property selling journey. Therefore, he or she can help you achieve your desired home selling results as quickly as possible.

If you are committed to getting the best price for your residence, for example, a real estate agent will help you do just that. Or, if you are unsure about how to price your home, a real estate agent is happy to provide pricing recommendations. Perhaps best of all, if you ever have questions during the home selling journey, a real estate agent can respond to them.

Want to generate interest in your home? Use the aforementioned tips, and you can boost the likelihood that your house will capture buyers' attention.




Categories: Uncategorized  


Posted by William Manchenton on 7/21/2020

Photo by Vlada Karpovich from Pexels

While your credit score will play a role what your mortgage interest rate will be, there are also various types of loans that can increase or lower your monthly mortgage payment. In general, there are two specific loan types, adjustable rate loans, known as an ARM and fixed rate. However, within these two categories, there are various options you should be aware of before shopping for a mortgage.

Fixed Rate Loans

The fixed rate loan is exactly what it sounds like. This means your interest rate will remain stable throughout the life of your loan. Keep in mind, this does not mean your payment will remain the same — if your property taxes or insurance premiums increase and are part of your mortgage payment, the monthly payment will increase.

There are four categories of fixed rate loans that are available to borrowers. The shorter the term of the loan, the lower the interest rate. However, the shorter the term of the loan, the higher your monthly payment will be. The four categories are 10 years, 15 years, 20 years, and the most popular, the 30-year fixed rate mortgage.

Fixed rate mortgages can be as short as 10 years and as long as 30 years. Assuming you were able to secure a $100,000 30-year mortgage at a fixed rate of 3.92 percent, your total mortgage payments would be $172,000 over the life of the loan. If you were to secure a 20 year at a fixed rate of 3.5 percent, you would pay approximately $139,190 over the life of the loan. As you can see, a small decrease in rate, and decrease in time can make a significant difference.

Adjustable Rate Mortgages

If you are considering an adjustable rate mortgage, your lender may offer you different options. The most common types of ARMs are 3/1 ARMs, 7/1 ARMs and 10/1 ARMs. What this means is the first number (3, 7 and 10) means your rate will be fixed over that number of years. The second number (1) means your rate will change every year after the fixed rate period ends.

ARMs typically have what is known as a “cap” which means the amount your loan can increase cannot increase more than a specific amount. The caps may be defined as how much the monthly payment can increase over the life of your loan, over how much the rate can rise over the life of your loan, or how much the rate can increase from year to year. Before agreeing to accept an ARM, make sure you have a full understanding of the terms. It is also worth noting that many ARMs also have prepayment penalties associated with them. This means you may pay a fee to the lender if you sell your home, or you decide to refinance your mortgage.

Deciding whether a fixed rate or an adjustable rate mortgage is the right choice for you can be challenging. Some borrowers may opt for an adjustable rate, so they can meet other criteria such as debt to income ratios. Your real estate agent, and your mortgage lender can help you determine which loan is right for your needs based on the value of your home, how long you plan to own the home, and your current financial status.




Categories: Uncategorized  


Posted by William Manchenton on 7/14/2020

The homebuying journey is exciting, particularly for an individual who is pursuing a residence for the first time. Ultimately, there are many questions that a buyer should consider before he or she searches for a house for the first time, and these include:

1. What is my "dream" home?

Perhaps the most enjoyable part of the homebuying journey involves defining your dream residence. Because once you define your dream residence, you'll be able to narrow your house search and move closer to purchasing your first home.

Think about what you absolutely require in a new home. For example, if you want to own a house in a region where the weather is hot and humid year-round, you may require a central air conditioning system. Or, if you want to enjoy a fast, easy commute to work, you may want to pursue residences close to your office.

2. How much can I afford to spend on a house?

Getting pre-approved for a mortgage is essential. Because if you have a mortgage in hand when you begin your house search, you may be able to gain a competitive advantage over rival homebuyers.

To obtain a mortgage, you should meet with a variety of banks and credit unions. These financial institutions can teach you everything you need to know about fixed- and adjustable-rate mortgages.

In addition, don't hesitate to get expert insights into assorted mortgage options. The longer you wait to get pre-approved for a mortgage, the longer you may need to wait to kick off your home search. Thus, you risk missing out on a potential dream house if you fail to get your home financing in order.

3. Do I need to hire a real estate agent?

Hiring a real estate agent is a must, especially if you plan to embark on the homebuying journey for the first time. In fact, a real estate agent can help you quickly and effortlessly navigate the housing market and discover your ideal residence in no time at all.

Typically, a real estate agent will offer comprehensive assistance at each stage of the homebuying journey. He or she first will meet with you, learn about your homebuying goals and help you craft a homebuying strategy. A real estate agent then will keep you up to date about houses that match your criteria and set up home showings. And when you find a home that you want to buy, a real estate agent will help you submit a competitive offer and negotiate with a seller's agent on your behalf.

Let's not forget about the advice that a real estate agent will provide, either. A real estate agent is unafraid to be honest with you and will provide feedback throughout the homebuying journey. Also, if you ever have homebuying concerns or questions, a real estate agent is ready to respond to them.

Take the guesswork out of finding and acquiring your first house employ a real estate agent, and you can receive plenty of support as you move along the homebuying journey.




Categories: Uncategorized