William Manchenton - Coldwell Banker Residential Brokerage



Posted by William Manchenton on 5/14/2019

Whether you've recently purchased a new home or are in the process of doing so, one of the most satisfying aspects of becoming a homeowner is customizing your living space.

Half the fun of moving into a new home is "making it your own," which can include everything from painting the walls to remodeling the kitchen.

Although it may feel a little odd at first to move into what was recently "someone else's house," it won't take long before you and your family feel a sense of belonging and pride. In many cases, that feeling is instantaneous. While there are dozens of things you can do to create a feeling of coziness, comfort, and security, here are a few tips worth keeping in mind.

?Empty those moving boxes. Once the moving crew leaves, the first thing many people do is take a deep sigh of relief and order a pizza -- and why not! If you have all your immediate essentials packed in separate, clearly labeled boxes, then there's no urgent need to set up your household right away. Relax, take in your new surroundings, and enjoy the accomplishment of purchasing and moving into a new home! Once you've taken that initial breather and acclimated yourself to your new living space, however, getting organized and unpacked is one of the next orders of business. If you leave stuff in boxes for more than a week or two, it may delay your feeling of being "settled in."

Add your own decorating touches. If your walls seem sterile, stark, or empty looking, two solutions immediately come to mind: Consider changing your paint color to a warmer shade and hang up some framed paintings or pictures that reflect your personality. In addition to wall art you already own, there are several websites and well-known retail outlets that can help you update and personalize your home dťcor. Over time, you can also check out local art exhibits, antique shows, and craft fairs.

Landscaping: Depending on the season and the climate in which you live, planting colorful flowers, bushes or ornamental trees can help beautify your property and make it feel like your own. Hedges and fencing can also enhance your sense of privacy and create a backyard retreat that's ideal for relaxing and entertaining.

Security matters: Regardless of how safe and secure your new neighborhood seems, it's always better to be safe than sorry! Since you don't know how many people may have been given keys to your house, such as housekeepers, contractors, neighbors, or friends of the previous owner, it makes sense to change the locks on your doors, as soon as possible. You may also want to do a security audit, which might include testing your window locks and trimming shrubbery that covers windows. Installing a couple motion detector lights in strategic places is another home security measure that can increase your peace of mind and make your new house feel more like a home.





Posted by William Manchenton on 2/28/2017

Purchasing a home is a large investment and not one that anyone should make on a whim. Itís important to understand your maximum budget but also what you are comfortable spending, which may not be the same number as your maximum budget. But itís also important to fully understand the hidden costs that come with owning a home. Your mortgage payment is not the only payment you will be making each month and itís certainly not the only cost associated with owning a home. Letís take a look at some hidden costs listed below: Home Insurance: Insurance is something that you may know you need, but not a cost you are thinking about when house hunting. Therefore, the cost can sneak up on you. Be sure to factor in this cost, as it will be associated with your homeís location, age and value. For example, you are going to pay more if you live in an area that is prone to natural disasters such as floods or tornadoes. Home furnishings: Is this your first home or, at least, your first home that you would like to furnish with new furniture not hand-me-downs or a couch from craigslist? There also may be items that you need for this home that you did not need in your apartment such as a dining room table or spare bedroom bed frame and mattress. Furnishing your home can be a large expense and one that you should be saving up for. You donít need to go out and spend thousands on each item and you may want to spread out your purchases, but this is a very important cost to consider when purchasing a home. Appearance: When you purchase a home there may be things about the house that you want to change or update. This is something that not many factor in when buying the home as they are so wrapped up in the process of purchasing. However, even small updates cost money and if you spend all of your money on the down payment, you will not have any leftover to make those updates to make the home truly yours. Maintenance: If you previously rented, then maintenance is not something that you had to handle, as that is what your landlord was for. However, when you buy a home all maintenance and repairs fall on you. If you are purchasing an older home itís extremely important to understand what needs to be updated or replaced now or in the near future, such as the water heater, furnace or roof. Itís possible that you may get the previous homeowner to take care of this if itís in need at the time of selling, but if these updates/replacements take place a couple years down the road then itís up to you to take care of it. There is also the general maintenance of your home such as landscaping and snow removal. Will you purchase your own equipment or hire a service? Either way, this is an additional expense. Utilities: Often times many utilities are included in your rent. Well, this is not the case when owning a home. If the home does not have a septic system then you will need to pay for water and sewerage. You will have to pay for your own cable, Internet, and phone, and letís not forget about electricity. Itís important to understand all of the utilities that you will have to pay when you purchase a home. Property Taxes: Property taxes vary by town, but will always be an additional cost when owning a home. And, this cost will increase if you make additions or significant updates to your home. More desirable/expensive locations will have higher property taxes. This is often a cost that catches many off guard so be sure to research the locations where you are house hunting to see if you can afford the property taxes on top of all of the other associated costs. This is not meant to discourage anyone but shed light on the costs that many do not consider when they are house hunting. Make sure your budget allows for your mortgage payment and the expenses listed above that are tailored to your situation and you will have no problem becoming and staying a homeowner.